Up till the end of June 2014, for each bill, patients will only need to pay cash upfront for the first $30 of the bill (as the deductible) as well as 15 per cent of the balance of the bill. Medisave can be used to pay for the remaining amount. This is regardless of whether the bill is for a one-off visit or a package.
A deductible of $30 will be set on each outpatient bill. Bills below $30 will continue to be paid in cash;
To reduce the cash outlay for patients and encourage timely treatment, MOH will remove the $30 deductible from 1 Jul 2014 onward. The 15%
co-payment and annual withdrawal limit, which is currently at $400, will continue to remain.
A co-payment (in cash) of 15% on each outpatient bill in excess of the deductible will be set. For instance, if your bill totals to $100, you will pay $30 plus $10.50 (15% of $70) in cash. Medisave can then be used to settle the remaining balance of $59.50.
- Annual withdrawal limit:
With effect from 1 Jan 2012, chronic patients may also use the Medisave accounts of their immediate family members* to pay for their ourtpatient treatments, up to a limit of $400 per Medisave account, per calendar year, up to 10 Medisave accounts in 1 claim.
*Immediate family member refer to your spouse, child or parent. Grandparents who are citizens or permanent residents of Singapore may use the Medisave of their grandchildren as well. This is not applicable if the grandparents are foreigners. Please also note that grandchildren are not allowed to use the Medisave of their grandparents.